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Navigating the Ups and Downs of Mortgage Rates: A Homebuyer’s Guide

Navigating the Ups and Downs of Mortgage Rates: A Homebuyer's Guide Are you trying to make sense of the fluctuating mortgage rates? If you've been caught in the crossfire of conflicting reports — one day hearing rates are falling, the next...

A modern $500,000 house with financial planning symbols, representing the affordability of homeownership.

Understanding How Much You Need to Make a Year to Afford a $500,000 House

Introduction Navigating the world of homeownership can often feel like a complicated labyrinth filled with financial jargon and ever-changing market rates. One common question that potential homeowners often grapple with is: "How much do I nee...

A USDA post it for a new home loan. This symbolizies the benefits of securing a USDA mortgage for a property purchase.

8 Key Questions to Ask When Considering a USDA Loan: Insights from a Chattanooga Realtor

As a Chattanooga realtor, I recognize the significance of selecting the most appropriate mortgage for your home purchase. Various factors come into play, such as interest rates, loan terms, qualifying criteria, and identifying the best lender t...

Interest Rates: What’s Behind the Increase

Interest rates, the cost of borrowing money, have been on the rise lately, causing concern among borrowers and investors alike. Here are some of the factors driving the recent increase in interest rates. 1. Economic Growth: As the economy gr...